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The Record El Niño Is Here. What It Means Where You Live: North American Edition

A rapidly strengthening 2026–27 El Niño is expected to peak this winter, bringing storms, flooding, and tornado risks across the southern United States, while the north experiences milder, drier conditions and reduced snowpack. Globally, drought, wildfire, agricultural disruption, and record heat may intensify. Get regional forecasts, timelines, and preparedness steps.

Aerial view of large waves crashing against beachfront homes in Long Beach, California, October 2026

California’s El Niño Winter: Coastal Flooding, Debris Flows, and What to Do

The ocean is already running a foot above the tide tables, three hurricanes’ worth of surf has torn up the Southern California coast, and NOAA now favors a wet winter from San Diego to the Oregon line. How to prepare for El Niño in California: king tide dates, atmospheric rivers, burn scar debris flows, and what to do this week, this month, and this fall.

from https://www.flickr.com/photos/northcharleston/21963370582

30-Day Flood Insurance Rule: Buy Before the Storm

Your homeowners policy does not cover flooding. The separate policy that does has a 30-day waiting period, and the NFIP’s authorization runs out December 11, right as the El Niño storm track sets up across the southern U.S. What Florida’s insurance meltdown teaches the rest of us, what a flood policy covers, and what to do this week.

Stacked bar chart of U.S. personal carbon footprints by income group in 2019: poorest 10% 7.3 tons, lower income 11.6, middle class 18.2, upper income 37, top 1% 198. The share from investments rises from 2% for the poorest to 68% for the top 1%.

Low(er) Impact Living

Reduce, reuse, recycle… but who’s actually doing it? Here’s how big the average American footprint really is, why the top 1% leave a much bigger mark, and the habits I use to live lighter, ranked from free to $$$$. No guilt, just values in action.

A collapsed cabin lies in ruins amid mud, boulders, and debris after flooding swept through a wooded area

USGS Updates Burn Scar Flood Model

A quarter inch of rain in fifteen minutes can turn a freshly burned slope into a river of mud and boulders. The warning system has long leaned on a model built from Southern California canyons, then applied to the entire West. A new USGS update refits it for three regions and beats the old version by roughly 15 to 60 percent, with fewer false alarms. A strong El Niño is on the way, so read this before the next storm.