Your homeowners policy does not cover flooding. The separate policy that does has a 30-day waiting period, and the NFIP’s authorization runs out December 11, right as the El Niño storm track sets up across the southern U.S. What Florida’s insurance meltdown teaches the rest of us, what a flood policy covers, and what to do this week.
Hello! Long time no blogging. The doc was getting burned out from work and other things… then Hurricane Harvey hit Houston. I survived with little damage to my house, so I’m pretty happy about that. Unfortunately, many of my friends and coworkers were not so lucky. They had damage ranging from a few inches of water in their garage, submerged cars and trucks, a few inches in their house, to having the entire first floor under water. Lots of hassles, from cleaning out a garage to gutting an entire floor of a house — and all the headaches of dealing… Read More »Surviving Harvey